Insurance education hub

Learn insurance in plain language

Guides on buying cover, understanding claims, handling accidents, and making sense of insurance terms in Kenya.

Canonical hub: https://aetherinsurance.co.ke/blog

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Showing 10-18 of 19 insurance guides.

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Motor insurance basics

What determines your motor insurance premium in Kenya

A breakdown of the factors that usually influence how insurers price a policy, from vehicle value and engine size to county of use and usage type.

Claims process

What documents you need for an accident claim in Kenya

A straightforward claim-document checklist so drivers can prepare what is usually needed after an accident.

Insurance terms

What excess means in insurance in Kenya

A plain-language explanation of excess, why it exists, and why a policy can still cost money at claim time even when you are covered.

Claims process

What happens after you report a car accident claim

Understand the normal sequence after a claim is reported, from file opening and document review to inspection, repair, or settlement discussions.

Motor insurance basics

What motor insurance covers in Kenya

A clear guide to what motor insurance usually covers in Kenya, what is commonly excluded, and when third party or comprehensive makes sense.

Insurance terms

What sum insured means in insurance

A practical explanation of sum insured, why getting it wrong matters, and how it shapes the value you expect from cover.

Claims process

What to do if your motor insurance claim is rejected

A calm guide to understanding why claims get rejected, what questions to ask next, and how to review the decision carefully.

Accidents and emergencies

What to do immediately after a car accident in Kenya

A step-by-step guide for the first moments after an accident, focused on safety, documentation, and avoiding common mistakes.

Insurance terms

What write-off, salvage, and market value mean in insurance

A plain-language explainer for three terms that commonly come up after serious damage or difficult claim conversations.

Categories

Motor insurance basics

Start here if you want a clear explanation of what motor insurance covers, how pricing works, and how to choose cover in Kenya.

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Claims process

Step-by-step explanations for reporting, documenting, and following up on insurance claims in Kenya.

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Accidents and emergencies

Quick-read guides for the stressful moments right after an accident, including police abstract, towing, and what to say first.

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Insurance terms

Plain-language explanations of insurance words that confuse customers, from excess and sum insured to write-off and salvage.

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Buying and renewal

Guides for getting cover, preparing documents, and renewing policies without avoidable mistakes.

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Health insurance basics

Foundational health insurance explainers for customers who need help understanding cover, limits, waiting periods, and claims.

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