Basic legal motor cover

Buy Third-Party Car Insurance in Kenya

Get legal third-party motor insurance for your vehicle. Send your vehicle details on WhatsApp and we'll guide you through quote, payment, and policy issuance steps.

Get an exact quote

Prices in this guide are estimates. Share your vehicle details to compare available options on WhatsApp.

Your phone number is never sent to analytics.

Why use Aether?

  • Insurance agency support in Kenya
  • Compare options from multiple insurers
  • Help understanding third-party vs comprehensive cover
  • WhatsApp support during purchase
  • Guidance when you need to make a claim

What third-party car insurance covers

Third-party cover addresses your legal liability to other road users. The exact limits, exclusions, and benefits depend on the insurer’s policy wording.

Who should choose third-party cover

It can suit price-sensitive owners who need the statutory minimum and can carry the cost of damage to their own vehicle.

Third-party vs comprehensive

Comprehensive cover normally adds protection for your own vehicle. Compare the premium against the value you would risk losing or repairing yourself.

Documents needed

Prepare identification, KRA PIN, logbook or import details, registration information, vehicle use, and the requested policy start date.

How buying through Aether works

  1. 1. Share accurate vehicle and usage details.
  2. 2. Review available third-party options and policy terms.
  3. 3. Choose an option and follow the payment and issuance instructions.
  4. 4. Keep your policy documents and contact Aether when you need guidance.

What to send on WhatsApp

Send your vehicle make/model, year, estimated value, cover type, and whether the vehicle is private, commercial, taxi, or PSV.

Get Quote on WhatsApp